Happy Customer

Background to this happy customer review is that they were renting with limited savings and dreaming of owning their own home. They had less than 5% deposit but credit to them they agreed to save over 12 months the funds required to achieve the Australian dream of home ownership.

I prepared some house and land options that suited a growing family (5 children) and 5% deposit was placed to hold a block of land. The strategy was to select a block of land that titled in a year giving them time to add further savings to build their deposit. Whilst they saved I prepared and lodged a First Home buyer loan. Many lenders want to see 5% genuine savings but where this is lacking there are some lenders that allow proof of on time rental payments as a substitute for genuine savings. You can also qualify for a first home loan deposit requirement using the Grant from the First Home Owners Grant.

Using the rental ledger, the customers initial funds and the future FHOG amount meant this loan was submitted and obtained with approval and the customers to their credit followed through on their savings goal whilst their property waited for titling. Last week after this journey they settled on their brand new home. So proud of them and thankful for their review. A special birthday and Christmas gift for these owners!

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Hello Mary,

We can’t thank you enough for your assistance in helping us get into our first home. You have been a legend and have always encouraged us it can be done. We appreciate everything you have done throughout the last few years when we felt like we were going to give up you always believed in us. You are a legend, well recommended for those who need a good broker for their first home.

Kind

Regards

Nia and Laupama